When you join Family Trust, you're not just a member of the credit union, you are an owner. That means we put your interests first, even ahead of our own. It means we are here to help you achieve all of your financial goals. It also means we're here to make the daily ins and outs of managing your money easier and more convenient, with fewer fees and restrictions. Every day, in everything we do, your interests come first.
We're Here to Help You Finance Your Next Smooth Ride.
Auto loan rates as low as 4.09% APR1, 2 and no payments for 90 days.3
Great rates on new and
used auto loans .
Competitive Rates
Free Pre-Approval 1
Pre-approval in fewer than 30 minutes during business hours.
Quick Decisions
We make getting a loan
fast and easy.
Local Processing
Local lending consultants streamline loan processing.
So Many Reasons to Finance with Us
Your advantages begin with exceptional rates along with no payments for 90 days. We offer a simple and fast pre-approval4 process and a committment to exceptional service every step of the way. We make it affordable for you because you come first.
What Our Members Are Saying
Betty answered all my questions and made it so easy to complete my auto loan.
-Stephanie
Quick and easy process thanks to your team of professionals.
-Terrance
Always there for me and my family; we do 95% of our banking with Family Trust.
-Robert
Betty Tucker is the greatest. She made the entire loan process a "breeze".
-Terry
I was in desperate need of help. Family Trust helped me out a lot.
-Ronald
FTFCU is the best banking experience in the USA.
-Gary
Interested In Learning More?
Complete the form below and a member of the Family Trust team will reach out to discuss what checking option works best for you!
© Family Trust Federal Credit Union | Portions Copyright © Kasasa, Ltd. All rights reserved.
Very quick, easy, and efficient!
-Sandra
Get what you need today.
1. APR is effective as of 8/1/2024, is the lowest available rate and is subject to change. Must be 18 to apply. Qualification is based on credit, income, and other underwriting factors and is subject to approval.
2. Payment Example: 42 monthly payments of $25.65 for each $1,000 borrowed at 4.09% APR, or 66 monthly payments of $17.16 for each $1,000 borrowed at 4.49% APR.
3. Pre-approval good for 30 days.
4. If you elect to defer your first payment for 90 days or opt for loan payment protection, the loan balance will accrue interest and payment protection premiums during the months when payments are skipped.
225 W. White St., Rock Hill, SC 29730
Mailing address: Family Trust Center, P.O. Box 10233, Rock Hill, SC 29731
Federally Insured by NCUA.
Bank Where You Belong.
At Family Trust, We Understand.
Our goal is to make sure you know we are on your side and want to help you. It's that simple. You can count on us to listen to your needs, find a solution, and help you make the best financial decisions possible. Ultimately, we want you to feel good about your choice and your finances. Because here, you come first.
- Competitive interest rates on new and used auto loans2
- 90 days with no payments for qualified buyers3
- Fixed rates with fixed monthly payments
- Up to 125% financing available for qualified buyers
- Fast pre-approvals (in fewer than 30 minutes during business hours) so you'll know how much you can afford before you shop1
- Attentive, friendly service from start to finish. Our local lending consultants will make getting your loan fast and easy
- Loan payment protection option
- Ability to refinance your existing auto loan to lower your payments or pay off your loan sooner
A New Auto Loan To Make Your Life Easier.